Indiana Roof Replacement Cost Guide (2025 Update)

Introduction

In this article, I’ll give you the typical costs for installing a new roof in Indiana in 2025, for both residential and commercial buildings. I’ve spent years reviewing contractor bids and researching roofing costs for my clients around the country. The roof cost estimates I provide here were produced by analyzing current material prices, Indiana labor costs, and other relevant factors, including roofing project values from actual Indiana building permit data. The roof systems covered here include asphalt shingles, metal roofing, slate, tile, synthetic composite, cedar shakes and shingles, and all of the common types of low-slope commercial roofing.

Roof replacement costs in Indiana are very close to the national average, with statewide construction costs averaging about 2% higher than the U.S. average. (Compare with national average roof replacement costs.)

Actual roof prices will vary depending on location, roof size, roof slope, complexity, and, of course, the type of roof system installed. Asphalt shingles are by far the most popular residential roof covering in Indiana, but alternatives like standing seam metal, slate, and wood shingles are also common. Commercial “flat” (low-slope) roofs typically use single-ply membranes (EPDM, TPO, and PVC), modified bitumen, or spray-applied polyurethane foam roofing systems.

On average, Indiana residential roof replacement prices in 2025 typically range from around $6 per square foot for basic asphalt shingles to around $35 per square foot for high-end copper roofing. This means a typical 1,700-square-foot pitched roof may cost between $10,000 and $60,000 depending on the type of material you choose.

Commercial roofing generally costs less per square foot, with commercial roof replacement prices ranging, on average, from around $5 per square foot for a ballasted EPDM overlay system with no insulation included to around $16 per square foot for a 2-ply modified bitumen roofing system with enough insulation to meet the R-20 Indiana energy code requirements for above-deck insulation.

The tables below provide cost information for all roof types and systems.

Climate Considerations for Indiana Roofs

Indiana’s climate is classified as humid continental, with humid subtropical conditions becoming more common in the southern half of the state. Winters are cold and snowy across the north, with temperatures often dropping below freezing, while the southern counties near the Ohio River experience milder winters. Summers are typically warm to hot and humid statewide, with frequent thunderstorms and occasional heatwaves. Annual precipitation averages between 38 and 47 inches, with heavier snowfall in the northern lake-effect areas and much lighter totals farther south.

Heating degree days in Indiana far exceed cooling degree days, especially in the northern and central regions. As a result, reflective white “cool” roofing is less effective than in warmer climates, and darker roofing materials may even help by absorbing solar heat during the winter months. In humid areas of Indiana, asphalt shingle roofs may develop colonies of Gloeocapsa magma (roof algae), which appear as dark streaks; dark-colored shingles can help disguise these stains better than lighter colors.

Given these conditions, homeowners and property managers in Indiana should consider the following:

• Asphalt shingles are a popular, cost-effective option. In humid or shaded areas, algae-resistant shingles are recommended to prevent dark streaks and biological growth.
• Ventilation and underlayment are critical. Roof assemblies should incorporate proper attic ventilation, proper underlayment, and proper ice-and-water shield at eaves and valleys to reduce the risk of ice dams and moisture intrusion during freeze-thaw cycles. Note that improper ventilation can void your roof warranty.
• Metal roofing performs well in Indiana’s climate, shedding snow efficiently in the north and resisting wind and moisture across the state. PVDF-coated steel or aluminum panels offer superior durability and long-term color stability.
• Slate, tile, and cedar can handle Indiana’s snow loads and freeze-thaw cycles when paired with proper flashing and drainage details. Cedar products should be installed in Class A fire-rated assemblies, and copper strips may be used to limit algae, moss, and mildew growth.
• Insulation and attic air sealing are essential. A well-insulated and tightly sealed attic lowers heating costs and minimizes the risk of ice dam formation.

Things to Keep in Mind

These roof cost estimates should be fairly accurate; I make an effort to update them regularly using current material prices and labor data specific to Indiana. Keep in mind that the costs listed below are averages, and actual costs can vary significantly depending on your specific location and the size, configuration, accessibility, and condition of your particular roof.

The residential roof cost estimates provided here are for roof replacements on roofs with a 6/12 pitch and include all standard roof components (underlayment, ice & water shield, fasteners, flashing, etc.). Steeper roofs or roofs with complex designs can increase costs by as much as 30%.

Removal of an existing commercial or residential roof typically adds between $1 and $3 per square foot. For the estimates in the tables below, $1.50 per square foot for tear-off and disposal has been included in all pricing except for the “no additional insulation” commercial roof pricing, which generally indicates a roof recover project.

Table 1: Residential Roof Costs in Indiana

Table 2: Commercial Roof Costs in Indiana

For energy code purposes, Indiana spans climate zones 4 and 5 under the IECC, but the state follows its own energy code rather than the model IECC requirements. There is a state-wide minimum R-20 continuous insulation requirement for commercial roofs with above-deck insulation. Always verify current R-value requirements with your local building department, as code requirements can change.

When performing a roof recover (installing a new roof over an existing one), this insulation requirement typically does not apply. Roof recover projects generally involve installing a layer of cover board over the existing system to provide a suitable substrate, followed by the new roof membrane. Keep in mind that roof recovery is not always permitted or advisable.

Further Reading: Roof Cost Details by Roofing Type

• Asphalt Shingle Roof Cost Guide
• Cedar Shake & Shingle Roof Cost Guide
• Copper Roof Cost Guide
• EPDM Rubber Roof Cost Guide
• Metal Roof Cost Guide
• Modified Bitumen Roof Cost Guide
• PVC Membrane Roof Cost Guide
• Shingle Roof Cost Guide
• Single-Ply Roofing Cost Guide (EPDM, PVC, TPO)
• Slate Roof Cost Guide
• Spray Polyurethane Foam Roofing Cost Guide
• Standing Seam Metal Roofing Cost Guide
• Tile Roof Cost Guide
• TPO Membrane Roof Cost Guide

About the Author

Jack Gray spent 20 years as a principal roof consultant with the Moriarty Corporation, an award-winning building enclosure consultant firm founded in 1967. Mr. Gray has worked in the roofing industry for over 25 years, with training and practical experience in roof installation, roof inspection, roof safety, roof condition assessment, construction estimating, roof design & specification, quality assurance, roof maintenance & repair, and roof asset management. He was awarded the Registered Roof Observer (RRO) professional credential in 2009. He also served as an infantry paratrooper in the 82nd Airborne Division and has a B.A. from Cornell University.